Terms and Conditions

By accessing and using Reasonable Healthcare's website and services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

These Terms and Conditions govern your use of our website, services, and any related applications or platforms we may offer.

Reasonable Healthcare is a platform that helps consumers find and compare health insurance plans. Our services include:

• Health insurance plan comparison tools
• Connection with licensed insurance agents
• Educational resources about health insurance
• Quote generation and enrollment assistance
• Customer support services

We act as an intermediary between consumers and insurance providers, helping to facilitate the insurance shopping and enrollment process.

By using our services, you agree to:

• Provide Accurate Information: Supply truthful and accurate information when completing forms or communicating with our representatives
• Comply with Laws: Use our services in compliance with all applicable federal, state, and local laws
• Respect Others: Not engage in any conduct that is harmful, threatening, or abusive toward our staff or other users
• Protect Your Account: Maintain the confidentiality of any account credentials and notify us immediately of any unauthorized use
• Age Requirements: Be at least 18 years of age or have parental consent to use our services

You may not use our services for any of the following purposes:

• Any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code
• To spam, phish, pharm, pretext, spider, crawl, or scrape
• For any obscene or immoral purpose

The service and its original content, features, and functionality are and will remain the exclusive property of Reasonable Healthcare and its licensors. The service is protected by copyright, trademark, and other laws.

Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.

The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, this Company:

• Excludes all representations and warranties relating to this website and its contents
• Excludes all liability for damages arising out of or in connection with your use of this website
• Does not guarantee the accuracy, completeness, or timeliness of information
• Makes no warranties regarding the availability or functionality of the service

In no event shall Reasonable Healthcare, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the service.

Our total liability to you for all claims arising from or relating to the service shall not exceed the amount you paid us in the twelve (12) months preceding the claim.

Not an Insurance Company: HealthPlan Compare is not an insurance company and does not provide insurance coverage. We are a technology platform that connects consumers with licensed insurance agents and carriers.

Agent Relationships: Insurance agents and carriers we work with are independent contractors. We are not responsible for their actions, advice, or the insurance products they offer.

Coverage Decisions: Final decisions regarding insurance coverage, premiums, and benefits are made solely by the insurance carriers, not by HealthPlan Compare.

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the service, to understand our practices.

By using our service, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.

We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the service will cease immediately. If you wish to terminate your account, you may simply discontinue using the service.

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

What constitutes a material change will be determined at our sole discretion. By continuing to access or use our service after those revisions become effective, you agree to be bound by the revised terms.

These Terms shall be interpreted and governed by the laws of the United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.